Credit Repair Software now available to mainstream America. It’s affordable and it uses the same security major lenders use. Instead of lugging boxes down to the local credit repair office consider using this sophisticated and affordable online software to raise your credit score.
I’ve been searching for ways to increase my credit score and learning how to fix my credit was a huge priority.
Credit Repair Software will soon be all the rage as consumers head back to work in an improving economy. Never heard of this type of software? With the advent of the internet and the sophistication of technology, credit repair is now hands on and available to main street America.
The most sophisticated of the bunch is called AVAIL Credit Coach, which boasts an easy to use interface. They claim if you know how to turn on a computer, you can easily navigate the often confusing subject of credit. I tried it and they are right. In fact, comparing my credit report to an older version from Equifax reminded me of stepping into a lighted room after being lost in the dark.
The difference is literally like night and day. AVAIL uses graphs and color coding to explain good credit and less than perfect reporting. All of my accounts were laid out before me in easy to understand formatting and yes, even a fifth grader could read and understand it.
I was astonished to see that I was being reported late on accounts I didn’t even own. I haven’t had an American Express card since the early 80’s, yet there it was, staring me in the face. The fact that the account was being reported as late was costing me lower credit score points too.
I knew I’d have to contact the three major credit reporting agencies to dispute this reporting error, but I wasn’t sure where to send the letter. It would involve looking up addresses then checking to make sure it was current. Then I’d have to write a dispute letter, but I hadn’t written a credit dispute letter in years, so I imagined I’d find a sample on line.
What a pleasant surprise when I discovered that AVAIL can address and write a dispute letter for me. All I had to do was print the letter, already filled out completely and sign. In minutes, I was on my way to better credit.
Before I signed off, I wanted to check out the budgeting module of the credit repair software. Although I carry some debt, I can never seem to be completely debt free. Another expense always seems to creep up and another monthly bill always arrives when I least expect it. Kids, dogs and cats and tires for the car. Things like that.
AVAIL has a budgeting coach available and provides access 24-7 on a secure server so I can log on and off at my convenience. As I studied the budgeting module, I discovered how easy it would be to pay an extra $28 per month to eliminate an aged credit card. It’s one I never used, but an account I made available to one of my college aged kids. Since I was the signor on the account, it affected my credit and I could easily dispense with the entire account with just a little extra every month. Turns out, it was a no brainer and I made a note to pay this off.
As I was about to sign off the amazing credit repair software, I noticed another module that I probably should have gotten into right away. AVAIL looks through every credit report and examines for mistakes we can never understand. The tiny things that causes to lose credit score points here and there. Five points for this and an old account that is never used. I’m suddenly getting advice I never before thought was available. And I’m not lugging boxes of paperwork down to the back room of a credit repair service. Imagine, I’m repairing my own credit in my living room.
I learned that my wife’s account was listed on my credit report. This has never surprised me in the past because it’s an account we both use for emergency situations and one we’ve had for years. The problem, according to AVAIL, is that the account is actually in my wife’’s name and I am a signor on the account. According to law and credit reporting standards, this account is not my responsibility and removing it from my account will raise my credit score 28 points.
I thought about this for a minute and suddenly realized that with a higher score, I would surely fall into the best bracket for the lowest interest rates on a new car we have been discussing. As easily as it could be, I pressed a button and AVAIL wrote a second dispute letter, addressing the account that was not technically mine. I signed and mailed the letter.
I don’t know why I was so amazed that credit repair software has joined the thousands of other technology products that have become so easily accessible. I just never thought about it before, but I sure am glad I found AVAIL.
Would you like a Credit Repair Software that will help you get higher credit scores? One that will write dispute letters for you? All you have to do is sign and mail. A Credit Coach so sophisticated, you are going to be amazed at how easy it will be to raise your credit score.