There are a lot of places on the web where you can get credit repair sample letters. However, the majority of these sites are simply going to push you to use a credit repair company. Most likely, the sites with the sample credit repair letters are owned by credit repair companies and they use these sites as lead generating sites. One safe place to get a sample letter is the FTC’s credit repair web site. This is a good site to read through. It will encourage you to do your own credit repair. Another place you can for credit repair sample letters is creditblossom.com. This site has the sample letters, but really it offers much more than that and it is free. It gives you access to a free application they call the Credit Repair Letter Wiz™ that will save you a considerable amount of time when you are writing your credit dispute letters.
Before you consider using a credit repair company, you should definitely consider sending out your credit report dispute letters on your own. The process is really very simple and CreditBlossom.com’s goal is to give you the simple instructions for how to create the letters and how to send them out.
I have been a mortgage professional for many years and I am bombarded by credit repair companies soliciting us to send them the people we cannot get approved for a loan. I decided a long time ago to help people and instruct people to do it on their own. CreditBlossom.com is the product of that endeavor. One of the companies that solicited me via email sent out an email and stated this in the title: “With ‘insert the name of the company here’, you could give Johnny Cochran a run for his money and actually help people in the process.” I thought this was interesting and I read on:
“Did you know that you can make more money per hour doing credit repair than Johnny Cochran made representing OJ Simpson? It’s this reason why credit repair has attracted a number of less than desirable people to the industry and also our defining mission at ‘insert the name of the company here’, which is to populate the credit repair industry with real experts that truly help their clients.
Let me clarify the money statement made above: With ‘insert the name of the company here’, the average client will take about 30 minutes of total time to help with our automated system. Given the fact that the average ‘insert the name of the company here’ affiliate charges around $600 per client, which means that the hourly rate to work on someone’s file is $1200 on average. Johnny Cochran charged OJ $500 per hour. Not bad!”
I commend this company for trying to populate the credit repair industry with trust worthy people, but $600 for 30 minutes worth of work! Come on, that is just not right especially when a person can make the letters on your own. Obviously, since it only takes 30 minutes, this is not a difficult process if you have the proper instruction. That is what you can find at Creditblossom.com. We would not make any claim that sending out the letters on your own is going to definitely accomplish what you hope to accomplish, however our experience has shown that often enough you will.